Report results - SME Climate Hub

Cover.Net Limited's Climate Report

Submitted on 2026-09-09 · Edited on 2026-09-10

1.1 End day of the reporting period*

2026-03-31

1.1.1 Reporting year*

2026

1.2 Describe your business activities*

We Provide digital Solutions for Insurance. We are the experts at delivering web-based insurance software solutions.

1.4 Number of employees on the end day of the reporting period*

1.4.1 Full-time equivalent (FTE) or headcounts*

Headcounts

1.5 Is this report being submitted on behalf of a parent company or a subsidiary? If so, please briefly explain the relationship.*

Not applicable

1.5.1 Please explain the relationship*

2.1 Net zero target year*

2050

2.1.1 Base year*

2025

2.1.2 Base year value*

58.27

Base year value confirmation*

I confirm that I have entered my base year value in metric tons CO2e

2.2 Near-term target*

50% of intensity scope 1+2+3 emission reduction from my base year by 2035

2.3 Provide any additional comments or context on your net zero and near term targets.*

We will achieve quick improvements over the first few years and then continue to build on our learnings as we move to Net Zero.

2.4 To reduce emissions in line with my commitment, my company has a climate action plan and is taking action*

Yes, the plan and action include all scope 1+2+3

Energy consumption

3.2 Total energy consumption*

10929 kWh

3.3 Total renewable energy consumption*

10929 kWh

Scope 1 emissions

3.4 Scope 1 emissions*

1.5 metric tons CO2e

Scope 2 emissions

3.5 Location-based Scope 2 emissions*

1.43 metric tons CO2e

3.6 Market-based Scope 2 emissions*

Scope 1 and 2 units confirmation*

I confirm that I have entered all Scope 1 and 2 emissions values in metric tons CO2e

3.7 Have you taken any actions to reduce Scope 1 and 2 emissions in the reporting period?*

Yes

3.7.1 What actions have you taken?*

Climate strategy and planning, Switch to renewable electricity, Energy efficient production processes

3.7.2 Describe your actions taken to reduce Scope 1 and 2 emissions in the reporting period*

We have move all users within the company to energy efficient computer monitors and remove large PC and replaced with laptops. We also renewed the renewable electricity contract.

3.8 Which tools or methods did you use to calculate your Scope 1 and 2 emissions?*

Small Business Carbon Calculator

3.8.1 Specify any additional details*

Scope 3 emissions

4.1 Have you measured any of your scope 3 emissions?*

Yes

Supply chain related - upstream emissions

4.1.1 Purchased goods and services*

5.87 metric tons CO2e

4.1.2 Capital goods*

4.1.3 Fuel and energy related activities*

0.75 metric tons CO2e

4.1.4 Transportation and distribution (upstream)*

4.1.5 Waste in operations*

0.24 metric tons CO2e

4.1.6 Business travel*

0.93 metric tons CO2e

4.1.7 Employee commuting*

47.55 metric tons CO2e

4.1.8 Leased assets (upstream)*

Customer related - downstream emissions

4.1.9 Transportation and distribution (downstream)*

4.1.10 Processing of sold products*

4.1.11 Use of sold products*

4.1.12 End-of-life treatment of products*

4.1.13 Leased assets (downstream)*

4.1.14 Franchises*

4.1.15 Investments*

4.1.16 Total scope 3 emissions*

55.3 metric tons CO2e

Scope 3 units confirmation*

I confirm that I have entered all Scope 3 emissions values in metric tons CO2e

4.2 Have you taken any actions to reduce scope 3 emissions in the reporting period?*

4.2.1 What actions have you taken to reduce scope 3 emissions in the reporting period?*

4.2.2 Provide any additional details*

4.3 Have you asked any of your suppliers to set a net zero target (either voluntarily or as a requirement)?*

4.3.1 What percentage of your suppliers have you asked?*

4.4 Have you communicated your commitment and actions to any of your customers?*

Yes

4.5 Which tools or methods did you use to calculate your scope 3 emissions?*

Small Business Carbon Calculator

4.5.1 Specify additional details*

We have move away from using paper in the office, first step was introducing reusable book and pens also cut the paper usage from printer down to minimum, any paper used is recycled.

5.1 Do any of your existing products and/or services qualify as climate solutions or enabling solutions?*

5.2 Please confirm your solutions meet all the following safeguard requirements.*

What percentage of your total revenue came from these products and/or services last year?*

5.4 Provide descriptions/names of your solutions:*

5.5 How did you assess whether these are climate solutions?*

5.5.1 Has any third party validated this?*

5.5.2 Specify any additional details*

6.1 What governance processes do you have in place for your climate strategy? Choose as many as are applicable.*

Person is responsible for climate strategy at board level

6.1 Explain*

6.1.1 Please describe their position and responsibility.*

He is the companies managing director and sits on the group wide environment impact board

6.1.2 Is this person (or another at executive and board level) also responsible for climate risk?*

6.1.3 Please describe the governance process in place*

6.2 Have you started to identify and assess your companies climate risks and opportunities?*

No - we plan to in the next 1-5 years

6.2.1 Where are the climate risks you've identified?*

6.2.1 Explain*

6.2.2 How are you managing these climate risks? Choose as many as are applicable.*

6.2.2 Explain*

6.2.3 Provide any additional comments or context on your climate risks:*

6.3 Have you integrated climate and/or nature into your company mission statement or shareholder agreements? If yes, describe how.*

6.4 Have you taken actions this year outside of your emissions to accelerate climate progress?*

7.1 Provide any additional comments or context on your annual results and progress from previous years.*

As a company we are employing more people year on year, but as we grow we have noticed that the general waste we are sending to land fill is reducing and Mixed Recycling and food waste has increased. We have also cut electric used by using efficient computer equipment.

7.2 Do you face any key challenges in reducing emissions?*

Reducing scope 1+2 emissions, Limited control over energy use in buildings, Reducing emissions from business travel, Electrifying the vehicle fleet and/or cutting transport emissions

Specify other challenges*

7.3 Has there been any third party validation of the data submitted in this report?*

1.1 End day of the reporting period*

2026-03-31

1.1.1 Reporting year*

2026

1.2 Describe your business activities*

We Provide digital Solutions for Insurance. We are the experts at delivering web-based insurance software solutions.

1.4 Number of employees on the end day of the reporting period*

1.4.1 Full-time equivalent (FTE) or headcounts*

Headcounts

1.5 Is this report being submitted on behalf of a parent company or a subsidiary? If so, please briefly explain the relationship.*

Not applicable

1.5.1 Please explain the relationship*

2.1 Net zero target year*

2050

2.1.1 Base year*

2025

2.1.2 Base year value*

58.27

Base year value confirmation*

I confirm that I have entered my base year value in metric tons CO2e

2.2 Near-term target*

50% of intensity scope 1+2+3 emission reduction from my base year by 2035

2.3 Provide any additional comments or context on your net zero and near term targets.*

We will achieve quick improvements over the first few years and then continue to build on our learnings as we move to Net Zero.

2.4 To reduce emissions in line with my commitment, my company has a climate action plan and is taking action*

Yes, the plan and action include all scope 1+2+3

Energy consumption

3.2 Total energy consumption*

10929 kWh

3.3 Total renewable energy consumption*

10929 kWh

Scope 1 emissions

3.4 Scope 1 emissions*

1.5 metric tons CO2e

Scope 2 emissions

3.5 Location-based Scope 2 emissions*

1.43 metric tons CO2e

3.6 Market-based Scope 2 emissions*

Scope 1 and 2 units confirmation*

I confirm that I have entered all Scope 1 and 2 emissions values in metric tons CO2e

3.7 Have you taken any actions to reduce Scope 1 and 2 emissions in the reporting period?*

Yes

3.7.1 What actions have you taken?*

Climate strategy and planning, Switch to renewable electricity, Energy efficient production processes

3.7.2 Describe your actions taken to reduce Scope 1 and 2 emissions in the reporting period*

We have move all users within the company to energy efficient computer monitors and remove large PC and replaced with laptops. We also renewed the renewable electricity contract.

3.8 Which tools or methods did you use to calculate your Scope 1 and 2 emissions?*

Small Business Carbon Calculator

3.8.1 Specify any additional details*

Scope 3 emissions

4.1 Have you measured any of your scope 3 emissions?*

Yes

Supply chain related - upstream emissions

4.1.1 Purchased goods and services*

5.87 metric tons CO2e

4.1.2 Capital goods*

4.1.3 Fuel and energy related activities*

0.75 metric tons CO2e

4.1.4 Transportation and distribution (upstream)*

4.1.5 Waste in operations*

0.24 metric tons CO2e

4.1.6 Business travel*

0.93 metric tons CO2e

4.1.7 Employee commuting*

47.55 metric tons CO2e

4.1.8 Leased assets (upstream)*

Customer related - downstream emissions

4.1.9 Transportation and distribution (downstream)*

4.1.10 Processing of sold products*

4.1.11 Use of sold products*

4.1.12 End-of-life treatment of products*

4.1.13 Leased assets (downstream)*

4.1.14 Franchises*

4.1.15 Investments*

4.1.16 Total scope 3 emissions*

55.3 metric tons CO2e

Scope 3 units confirmation*

I confirm that I have entered all Scope 3 emissions values in metric tons CO2e

4.2 Have you taken any actions to reduce scope 3 emissions in the reporting period?*

4.2.1 What actions have you taken to reduce scope 3 emissions in the reporting period?*

4.2.2 Provide any additional details*

4.3 Have you asked any of your suppliers to set a net zero target (either voluntarily or as a requirement)?*

4.3.1 What percentage of your suppliers have you asked?*

4.4 Have you communicated your commitment and actions to any of your customers?*

Yes

4.5 Which tools or methods did you use to calculate your scope 3 emissions?*

Small Business Carbon Calculator

4.5.1 Specify additional details*

We have move away from using paper in the office, first step was introducing reusable book and pens also cut the paper usage from printer down to minimum, any paper used is recycled.

5.1 Do any of your existing products and/or services qualify as climate solutions or enabling solutions?*

5.2 Please confirm your solutions meet all the following safeguard requirements.*

What percentage of your total revenue came from these products and/or services last year?*

5.4 Provide descriptions/names of your solutions:*

5.5 How did you assess whether these are climate solutions?*

5.5.1 Has any third party validated this?*

5.5.2 Specify any additional details*

6.1 What governance processes do you have in place for your climate strategy? Choose as many as are applicable.*

Person is responsible for climate strategy at board level

6.1 Explain*

6.1.1 Please describe their position and responsibility.*

He is the companies managing director and sits on the group wide environment impact board

6.1.2 Is this person (or another at executive and board level) also responsible for climate risk?*

6.1.3 Please describe the governance process in place*

6.2 Have you started to identify and assess your companies climate risks and opportunities?*

No - we plan to in the next 1-5 years

6.2.1 Where are the climate risks you've identified?*

6.2.1 Explain*

6.2.2 How are you managing these climate risks? Choose as many as are applicable.*

6.2.2 Explain*

6.2.3 Provide any additional comments or context on your climate risks:*

6.3 Have you integrated climate and/or nature into your company mission statement or shareholder agreements? If yes, describe how.*

6.4 Have you taken actions this year outside of your emissions to accelerate climate progress?*

7.1 Provide any additional comments or context on your annual results and progress from previous years.*

7.2 Do you face any key challenges in reducing emissions?*

Reducing scope 1+2 emissions, Limited control over energy use in buildings, Reducing emissions from business travel, Electrifying the vehicle fleet and/or cutting transport emissions

Specify other challenges*

7.3 Has there been any third party validation of the data submitted in this report?*

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