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RCI Bank's Climate Report
Submitted on 2025-09-12
| Edited on 2025-09-12
The SME Reporting Tool
Introduction *
Commitment and Targets *
Own Emissions *
Value Chain Emissions *
(optional)
Climate Solutions *
(optional)
Governance, Strategy and Climate Risk *
(optional)
Results, Challenges and Outlook *
Version 3.0
Introduction *
1.1 End day of the reporting period
*2024-12-31
1.1.1 Reporting year
*2024
1.2 Describe your business activities
*Sales Financing:
RCI UK supports the Renault Group and its key partner Nissan in the distribution of their new vehicles in the UK by providing financing options to retail and business customers for the purchase of Renault, Dacia, Alpine and Nissan vehicles, mainly through their dealer networks.
Savings Activity (RCI Bank):
In 2015, RCI Bank launched in the UK, with a vision to provide a real alternative for UK savers by offering transparency, simple accounts and great service.
Mobilize Lease & Co UK Limited:
In 2023, RCI UK acquired a stake in Select Car Leasing and a new leasing brand was launched. Select Lease by Mobilize operated by Mobilize Lease & Co UK Limited ("MLC," a subsidiary of RCI UK) offers a full range of multi-brand car and van leasing solutions for private and business customers in the UK fleet market.
1.4 Number of employees on the end day of the reporting period
*352
1.4.1 Full-time equivalent (FTE) or headcounts
*Full-time equivalent
1.5 Is this report being submitted on behalf of a parent company or a subsidiary? If so, please briefly explain the relationship.
*Subsidiary
1.5.1 Please explain the relationship
*UK subsidiary of French based Mobilize Financial Services, the captive Bank fully owned by Renault Group.
Commitment and Targets *
2.1 Net zero target year
*2040
2.1.1 Base year
*2019
2.1.2 Base year value
*482.9
2.2 Near-term target
*50% of absolute scope 1+2 emission reduction from my base year by 2030
2.3 Provide any additional comments or context on your net zero and near term targets.
*Our Net Zero target of 2040 is aligned with that of our parent company.
2.4 To reduce emissions in line with my commitment, my company has a climate action plan and is taking action
*Yes, the plan and action include all scope 1+2+3
Own Emissions *
Energy consumption
3.2 Total energy consumption
*536014 kWh
3.3 Total renewable energy consumption
*0 kWh
Scope 1 emissions
3.4 Scope 1 emissions
*96.8 metric tons CO2e
Scope 2 emissions
3.5 Location-based scope 2 emissions
*106.6 metric tons CO2e
3.7 Have you taken any actions to reduce scope 1+2 emissions in the reporting period?
*Yes
3.7.1 What actions have you taken to reduce scope 1+2 emissions in the reporting period
*Energy efficient buildings and offices,Transport and logistics,Other company behavioural changes
3.7.2 Provide any additional details
*Scope 1: Mobile combustion
To help employees transition to EV & Hybrid vehicles, we offer free charging at the Office, as well as strong discounts on home EV charging infrastructure. In November 2023, as part of the ESG Steering Group's actions, 'Green incentive' Battery EV options were added to the Loan plan lists. In July 2024 an EV vehicle was made available at all grades on the ECOP scheme. Since this improved offering, 114 employees have signed up, increasing our BEV fleet to 23% at 124 units. Currently, 23% of the fleet are BEV and 77% are full hybrid with this increasing to 31% BEV when all outstanding orders are satisfied. These offers have been implemented to try and reduce scope 1 emissions.
Scope 2:
The building which we operate already has a range of energy efficiency features, including an air source heat pump and LED lighting. An electricity usage review beginning in 2022 was carried over to 2023, providing valuable insight into our energy usage. In 2023 we installed our first electricity monitoring equipment and the associated software, enabling real time electricity consumption analysis. Starting in 2023, a series of floor closure tests were initiated in the RCI UK building leading to tangible savings. RCI UK have continued 'Friday floor closures' throughout 2024 as part of our energy saving plans.
3.8 Which tools or methods did you use to calculate your scope 1+2 emissions?
*Own internal calculations,Hired an external consultancy
3.8.1 Specify any additional details
*RCI Bank UK limited uses Group carbon footprint calculation procedures, which follow GHG Protocol standards, definitions and guidance. Calculations are completed with primary data where possible. Activity data is multiplied by specific emission factors to provide emission values.
Value Chain Emissions (optional) *
Scope 3 emissions
Supply chain related - upstream emissions
Customer related - downstream emissions
Climate Solutions (optional) *
Governance, Strategy and Climate Risk (optional) *
6.1 What governance processes do you have in place for your climate strategy? Choose as many as are applicable.
*Governance process in place
6.1.3 Please describe the governance process in place
*RCI UK has a C-level ESG steering group which meets on a bi-monthly basis.
6.2 Have you started to identify and assess your companies climate risks and opportunities?
*Yes - we have identified climate risks
6.2.1 Where are the climate risks you've identified?
*Both operations and value chains
6.2.2 How are you managing these climate risks? Choose as many as are applicable.
*We\'ve started to prioritise climate risks
6.4 Have you taken actions this year outside of your emissions to accelerate climate progress?
*Yes
RCI UK is a bronze certified Carbon Literate Organisation. During 2024, 32 people attended the training including our involvement in Carbon Literacy Action Day (CLAD).
Results, Challenges and Outlook *
7.1 Provide any additional comments or context on your annual results and progress from previous years.
*Compared to the 2019 base year, our scope 1 emissions are down by 68%, this is
largely due to lower fugitive emissions. Scope 2 emissions are down 39% against the
2019 base year.
7.2 Do you face any key challenges in reducing emissions?
*Balancing emission reductions with business growth
7.3 Has there been any third party validation of the data submitted in this report?
*Yes
The Group Methodology has been reviewed by Ecoact.
RCI Bank's Climate Report
RCI Bank's Climate Report - 2024
Introduction *
1.1 End day of the reporting period
*2024-12-31
1.1.1 Reporting year
*2024
1.2 Describe your business activities
*Sales Financing:
RCI UK supports the Renault Group and its key partner Nissan in the distribution of their new vehicles in the UK by providing financing options to retail and business customers for the purchase of Renault, Dacia, Alpine and Nissan vehicles, mainly through their dealer networks.
Savings Activity (RCI Bank):
In 2015, RCI Bank launched in the UK, with a vision to provide a real alternative for UK savers by offering transparency, simple accounts and great service.
Mobilize Lease & Co UK Limited:
In 2023, RCI UK acquired a stake in Select Car Leasing and a new leasing brand was launched. Select Lease by Mobilize operated by Mobilize Lease & Co UK Limited ("MLC," a subsidiary of RCI UK) offers a full range of multi-brand car and van leasing solutions for private and business customers in the UK fleet market.
1.4 Number of employees on the end day of the reporting period
*352
1.4.1 Full-time equivalent (FTE) or headcounts
*Full-time equivalent
1.5 Is this report being submitted on behalf of a parent company or a subsidiary? If so, please briefly explain the relationship.
*Subsidiary
1.5.1 Please explain the relationship
*UK subsidiary of French based Mobilize Financial Services, the captive Bank fully owned by Renault Group.
Commitment and Targets *
2.1 Net zero target year
*2040
2.1.1 Base year
*2019
2.1.2 Base year value
*482.9
2.2 Near-term target
*50% of absolute scope 1+2 emission reduction from my base year by 2030
2.3 Provide any additional comments or context on your net zero and near term targets.
*Our Net Zero target of 2040 is aligned with that of our parent company.
2.4 To reduce emissions in line with my commitment, my company has a climate action plan and is taking action
*Yes, the plan and action include all scope 1+2+3
Own Emissions *
Energy consumption
3.2 Total energy consumption
*536014 kWh
3.3 Total renewable energy consumption
*0 kWh
Scope 1 emissions
3.4 Scope 1 emissions
*96.8 metric tons CO2e
Scope 2 emissions
3.5 Location-based scope 2 emissions
*106.6 metric tons CO2e
3.7 Have you taken any actions to reduce scope 1+2 emissions in the reporting period?
*Yes
3.7.1 What actions have you taken to reduce scope 1+2 emissions in the reporting period
*Energy efficient buildings and offices,Transport and logistics,Other company behavioural changes
3.7.2 Provide any additional details
*Scope 1: Mobile combustion
To help employees transition to EV & Hybrid vehicles, we offer free charging at the Office, as well as strong discounts on home EV charging infrastructure. In November 2023, as part of the ESG Steering Group's actions, 'Green incentive' Battery EV options were added to the Loan plan lists. In July 2024 an EV vehicle was made available at all grades on the ECOP scheme. Since this improved offering, 114 employees have signed up, increasing our BEV fleet to 23% at 124 units. Currently, 23% of the fleet are BEV and 77% are full hybrid with this increasing to 31% BEV when all outstanding orders are satisfied. These offers have been implemented to try and reduce scope 1 emissions.
Scope 2:
The building which we operate already has a range of energy efficiency features, including an air source heat pump and LED lighting. An electricity usage review beginning in 2022 was carried over to 2023, providing valuable insight into our energy usage. In 2023 we installed our first electricity monitoring equipment and the associated software, enabling real time electricity consumption analysis. Starting in 2023, a series of floor closure tests were initiated in the RCI UK building leading to tangible savings. RCI UK have continued 'Friday floor closures' throughout 2024 as part of our energy saving plans.
3.8 Which tools or methods did you use to calculate your scope 1+2 emissions?
*Own internal calculations,Hired an external consultancy
3.8.1 Specify any additional details
*RCI Bank UK limited uses Group carbon footprint calculation procedures, which follow GHG Protocol standards, definitions and guidance. Calculations are completed with primary data where possible. Activity data is multiplied by specific emission factors to provide emission values.
Value Chain Emissions (optional) *
Scope 3 emissions
Supply chain related - upstream emissions
Customer related - downstream emissions
Climate Solutions (optional) *
Governance, Strategy and Climate Risk (optional) *
6.1 What governance processes do you have in place for your climate strategy? Choose as many as are applicable.
*Governance process in place
6.1.3 Please describe the governance process in place
*RCI UK has a C-level ESG steering group which meets on a bi-monthly basis.
6.2 Have you started to identify and assess your companies climate risks and opportunities?
*Yes - we have identified climate risks
6.2.1 Where are the climate risks you've identified?
*Both operations and value chains
6.2.2 How are you managing these climate risks? Choose as many as are applicable.
*We\'ve started to prioritise climate risks
6.4 Have you taken actions this year outside of your emissions to accelerate climate progress?
*Yes
RCI UK is a bronze certified Carbon Literate Organisation. During 2024, 32 people attended the training including our involvement in Carbon Literacy Action Day (CLAD).
Results, Challenges and Outlook *
7.1 Provide any additional comments or context on your annual results and progress from previous years.
*Compared to the 2019 base year, our scope 1 emissions are down by 68%, this is
largely due to lower fugitive emissions. Scope 2 emissions are down 39% against the
2019 base year.
7.2 Do you face any key challenges in reducing emissions?
*Balancing emission reductions with business growth
7.3 Has there been any third party validation of the data submitted in this report?
*Yes
The Group Methodology has been reviewed by Ecoact.
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