{"id":94366,"date":"2022-01-18T14:16:05","date_gmt":"2022-01-18T13:16:05","guid":{"rendered":"https:\/\/smeclimatehub.org\/how-to-prepare-for-the-conversation-with-potential-sources-of-financial-support\/"},"modified":"2025-11-10T14:34:56","modified_gmt":"2025-11-10T13:34:56","slug":"como-se-preparar-para-a-conversa-com-potenciais-fontes-de-apoio-financeiro","status":"publish","type":"page","link":"https:\/\/smeclimatehub.org\/pt-br\/como-se-preparar-para-a-conversa-com-potenciais-fontes-de-apoio-financeiro\/","title":{"rendered":"Como se preparar para a conversa com potenciais fontes de apoio financeiro"},"content":{"rendered":"<section id=\"block-6482f5722f9a8\"  class=\"hero-section align-content-center bg-image wider none\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t<div class=\"text\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<h1 class=\"wp-block-heading\">Como se preparar para a conversa com potenciais fontes de apoio financeiro<\/h1>\n\n<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"transparent-link\" target=\"_self\" href=\"https:\/\/smeclimatehub.org\/pt-br\/apoio-financeiro\/\">\n\t\t\t\t\t\t<span class=\"icon\">\n\t\t\t\t\t\t\t<svg width=\"20\" height=\"13\" viewBox=\"0 0 20 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t<path d=\"M19.0909 7.81876H3.10379L6.09737 11.1117C6.4524 11.5022 6.4524 12.1354 6.09737 12.5259C5.91986 12.7211 5.68719 12.8188 5.45452 12.8188C5.22186 12.8188 4.98919 12.7211 4.81173 12.5258L0.266273 7.52583C-0.088758 7.13536 -0.088758 6.50216 0.266273 6.11163L4.81173 1.11162C5.1667 0.721155 5.74234 0.721155 6.09737 1.11162C6.4524 1.50209 6.4524 2.13529 6.09737 2.52582L3.10379 5.81876H19.0909C19.593 5.81876 20 6.2665 20 6.81876C20 7.37103 19.593 7.81876 19.0909 7.81876Z\" fill=\"var(--sme-secondary-text-color)\" \/>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\tVoltar \u00e0 p\u00e1gina principal de Apoio Financeiro\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<ul class=\"logos\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"112\" height=\"59\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Group-6.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"220\" height=\"57\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Master-logo-lock-ups_CISL-BEI-2.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"60\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/bsr-logo-white-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-image\">\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1440\" height=\"420\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1.png 1440w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-300x88.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-1024x299.png 1024w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-768x224.png 768w\" sizes=\"(max-width: 1440px) 100vw, 1440px\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<div id=\"block-6483492507cc3\"  class=\"banner-with-image align-content-center no-image pt-half pb-half\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p class=\"has-text-align-center has-medium-font-size\">As orienta\u00e7\u00f5es abaixo sugerem maneiras de se preparar para conversar com fontes de apoio financeiro sobre descarboniza\u00e7\u00e3o. Voc\u00ea n\u00e3o precisa seguir todas essas etapas antecipadamente; muitas organiza\u00e7\u00f5es \u2014 incluindo seu banco e compradores \u2014 podem ajud\u00e1-lo.<\/p>\n\n<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<section id=\"block-6483492507f2f\"  class=\"tabs-section light-bg heading-center pt-full pb-half aside\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t\t\t\t<div data-target=\"tabs\" class=\"content\">\n\t\t\t\t\t<ul class=\"tab-controllers custom-scroll\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<button class=\"hide-button active\" type=\"button\">\n\t\t\t\t\t\t\t\t\tCalcule e relate sua pegada de gases de efeito estufa (GEE)\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<button class=\"hide-button\" type=\"button\">\n\t\t\t\t\t\t\t\t\tCompreenda a relev\u00e2ncia das mudan\u00e7as clim\u00e1ticas para o seu neg\u00f3cio\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<button class=\"hide-button\" type=\"button\">\n\t\t\t\t\t\t\t\t\tVerifique os compromissos clim\u00e1ticos dos seus compradores e fornecedores\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<button class=\"hide-button\" type=\"button\">\n\t\t\t\t\t\t\t\t\tElabore um plano de a\u00e7\u00e3o para descarbonizar\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<button class=\"hide-button\" type=\"button\">\n\t\t\t\t\t\t\t\t\tEstimativa do investimento necess\u00e1rio para descarbonizar\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<button class=\"hide-button\" type=\"button\">\n\t\t\t\t\t\t\t\t\tPrepare a narrativa para sua empresa e partes interessadas\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<div class=\"tab-contents\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tab-content active\">\n\t\t\t\t\t\t\t\t<h3>Calcule e relate sua pegada de gases de efeito estufa (GEE)<\/h3>\n<p>Medir, acompanhar e relatar suas emiss\u00f5es e seu progresso ao longo do tempo ser\u00e1 importante para qualquer fonte de apoio financeiro. Os relat\u00f3rios permitir\u00e3o que os parceiros avaliem sua situa\u00e7\u00e3o atual e recompensem o progresso que voc\u00ea fizer.<\/p>\n<p>Para ajud\u00e1-lo a responder a essas perguntas, o SME Climate Hub criou um guia pr\u00e1tico, <a href=\"https:\/\/smeclimatehub.org\/wp-json\/lw\/v1\/sso?redirectUrl=https%3A%2F%2Facademy.smeclimatehub.org%2Fcourse%2Fclimate-fit\">curso passo a passo<\/a> para ajud\u00e1-lo a entender como agir para reduzir suas emiss\u00f5es.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tab-content\">\n\t\t\t\t\t\t\t\t<h3>Compreenda a relev\u00e2ncia das altera\u00e7\u00f5es clim\u00e1ticas para o seu neg\u00f3cio<\/h3>\n<p>\u00c9 importante que compreenda:<\/p>\n<ul>\n<li>Como o seu neg\u00f3cio contribui para as altera\u00e7\u00f5es clim\u00e1ticas e \u00e9 afetado por elas<\/li>\n<li>Quais s\u00e3o os riscos das altera\u00e7\u00f5es clim\u00e1ticas para o seu neg\u00f3cio, tais como inunda\u00e7\u00f5es<\/li>\n<li>Como sua empresa pode estar exposta \u00e0s pol\u00edticas introduzidas pelo governo para reduzir as mudan\u00e7as clim\u00e1ticas<\/li>\n<li>Que oportunidades de neg\u00f3cios podem surgir se voc\u00ea se tornar um exemplo l\u00edder em descarboniza\u00e7\u00e3o.<\/li>\n<\/ul>\n<p>\u201cPara ajud\u00e1-lo a responder a essas perguntas, o SME Climate Hub criou um guia pr\u00e1tico e <a href=\"https:\/\/smeclimatehub.org\/wp-json\/lw\/v1\/sso?redirectUrl=https%3A%2F%2Facademy.smeclimatehub.org%2Fcourse%2Fclimate-fit\"><em>curso passo a passo<\/em><\/a> para ajud\u00e1-lo a entender como agir para reduzir suas emiss\u00f5es.\u201d<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tab-content\">\n\t\t\t\t\t\t\t\t<p>Verifique os compromissos clim\u00e1ticos de seus compradores e fornecedores.<br \/>\nSeus compradores e fornecedores podem ter assumido compromissos clim\u00e1ticos, por exemplo, atingir emiss\u00f5es l\u00edquidas zero at\u00e9 2050 ou antes. Esses compromissos s\u00e3o relevantes para voc\u00ea, pois podem afetar as pol\u00edticas da empresa sobre de quem eles podem comprar ou para quem podem fornecer. Isso pode levar a uma vantagem competitiva para voc\u00ea, se voc\u00ea for l\u00edder nessa \u00e1rea, ou ser um risco comercial para o seu neg\u00f3cio.<\/p>\n<p>Traduzido com a vers\u00e3o gratuita do tradutor &#8211; DeepL.com<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tab-content\">\n\t\t\t\t\t\t\t\t<h3>Elabore um plano de a\u00e7\u00e3o para descarbonizar<\/h3>\n<p>Assumir um <a href=\"https:\/\/smeclimatehub.org\/sme-climate-commitment\/\">compromisso de emiss\u00f5es l\u00edquidas zero<\/a> significa criar um plano para reduzir suas emiss\u00f5es, com a\u00e7\u00f5es com prazos definidos, economias esperadas e necessidades de investimento. Como em qualquer caso de investimento, a solidez desse plano ser\u00e1 essencial para garantir apoio financeiro em condi\u00e7\u00f5es preferenciais.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tab-content\">\n\t\t\t\t\t\t\t\t<h3>Estime o investimento necess\u00e1rio para descarbonizar<\/h3>\n<p>O investimento que reduz a pegada de carbono da sua empresa pode assumir v\u00e1rias formas.<\/p>\n<p>Evitar e reduzir o consumo de energia \u00e9 frequentemente a forma mais simples e econ\u00f3mica de come\u00e7ar \u2013 consulte os passos 1 e 2 no diagrama da Hierarquia do Carbono. Isto implicar\u00e1 avaliar quais as atividades que s\u00e3o n\u00e3o essenciais ou ineficientes e tomar medidas em conformidade.<\/p>\n<p>A \u201cEtapa 3. Substituir\u201d pode envolver a troca de fontes de energia ou outros fornecedores externos de bens e servi\u00e7os para a sua empresa \u2013 quanto menor for a pegada deles, menor ser\u00e1 a sua. Mais de 80% das PMEs inscritas no SME Climate Hub est\u00e3o reduzindo seus res\u00edduos e consumo de energia.<\/p>\n<p>Ainda dentro da Etapa 3, pode vir o que provavelmente ser\u00e1 um n\u00edvel mais alto de investimento, como substituir ou reformar seus ativos existentes para torn\u00e1-los mais eficientes ou mudar para energia renov\u00e1vel. Mais de 50% das PMEs que se inscreveram no Compromisso Clim\u00e1tico das PMEs j\u00e1 est\u00e3o planejando isso.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-4138 aligncenter\" src=\"https:\/\/smechstaging.wpengine.com\/wp-content\/uploads\/2021\/11\/Carbon-hierarchy-300x207.jpg\" alt=\"\" width=\"499\" height=\"345\" \/><\/p>\n<p>A hierarquia do carbono; fonte: Banking Environment Initiative. (2021). <\/i><a href=\"https:\/\/www.cisl.cam.ac.uk\/resources\/sustainable-finance-publications\/lets-discuss-climate-the-essential-guide-to-bank-client-engagement\" target=\"_blank\" rel=\"noopener\"><i>Vamos discutir o clima: o guia essencial para o envolvimento entre bancos e clientes<\/i><\/a><i>. Cambridge: Instituto de Lideran\u00e7a em Sustentabilidade da Universidade de Cambridge (CISL).<\/i><\/p>\n<p>Com o tempo, seu investimento na descarboniza\u00e7\u00e3o pode ajudar a gerar economias ou clientes adicionais entre aqueles que buscam comprar de empresas que tomam medidas contra as mudan\u00e7as clim\u00e1ticas. Isso significa que um planejamento financeiro cuidadoso sobre seu plano de redu\u00e7\u00e3o de emiss\u00f5es, por 10 anos ou mais, permitiria que fluxos de caixa adicionais fossem reinvestidos em novas medidas de redu\u00e7\u00e3o de emiss\u00f5es.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"tab-content\">\n\t\t\t\t\t\t\t\t<h3>Prepare a narrativa para sua empresa e partes interessadas<\/h3>\n<p>Al\u00e9m de ser importante para garantir apoio financeiro para reduzir suas emiss\u00f5es, ter uma hist\u00f3ria convincente sobre sua jornada de descarboniza\u00e7\u00e3o refor\u00e7ar\u00e1 suas credenciais perante clientes, funcion\u00e1rios e acionistas.<\/p>\n<p>Para entender melhor a import\u00e2ncia de avan\u00e7ar em dire\u00e7\u00e3o \u00e0s emiss\u00f5es l\u00edquidas zero e os argumentos comerciais a favor disso, visite a ferramenta SME Climate Hub Capacity Building.<\/p>\n<p>Para entender melhor a import\u00e2ncia de avan\u00e7ar em dire\u00e7\u00e3o \u00e0s emiss\u00f5es l\u00edquidas zero e os argumentos comerciais a favor disso, o SME Climate Hub criou uma ferramenta pr\u00e1tica, <em><a class=\"waffle-rich-text-link\" href=\u201chttps:\/\/smeclimatehub.org\/wp-json\/lw\/v1\/sso?redirectUrl=https%3A%2F%2Facademy.smeclimatehub.org%2Fcourse%2Fclimate-fit\u201d>curso passo a passo<\/a><\/em> para ajud\u00e1-lo a entender como agir para reduzir suas emiss\u00f5es.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section id=\"block-6486dae82aed9\"  class=\"financial-support-section content-block light-bg white heading-center pt-half pb-half\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t<div class=\"heading\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\t\tOutras fontes de apoio financeiro\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"acf-innerblocks-container\">\n\t<div id=\"block-6486dae82b02d\"  class=\"blocks\">\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"45\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/customers-buyers-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tClientes (compradores)\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"https:\/\/smeclimatehub.org\/pt-br\/customers-buyers\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"47\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/banks-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tBancos\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"https:\/\/smeclimatehub.org\/pt-br\/bancos\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/grants-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tSubs\u00eddios e outros apoios governamentais\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"https:\/\/smeclimatehub.org\/pt-br\/subvencoes-e-outros-tipos-de-apoio-governamental\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/balanceSheets-investors-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tBalan\u00e7o patrimonial e investidores\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"https:\/\/smeclimatehub.org\/pt-br\/balanco-patrimonial-e-investidores\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section id=\"block-646dd71e01d2b\"  data-target=\"financial_table\" class=\"financial-support-table-section content-block white light-bg heading-center pt-full pb-full\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tFontes potenciais de apoio financeiro \u2013 quadro resumido\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"table-wrapper custom-scroll\">\n\t\t\t\t\t<div class=\"table\">\n\t\t\t\t\t\t<table data-target=\"table\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tParte interessada\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tMotiva\u00e7\u00e3o para fornecer apoio financeiro\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tExemplos de apoio financeiro que pode estar dispon\u00edvel\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tExemplos de pessoas com quem voc\u00ea pode falar para saber se h\u00e1 suporte dispon\u00edvel\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/customers-buyers\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"45\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/customers-buyers-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tClientes (compradores)\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Compromissos clim\u00e1ticos por parte das empresas que incluem a redu\u00e7\u00e3o das emiss\u00f5es da sua cadeia de abastecimento<\/li>\n<li>Melhorar a resili\u00eancia da sua cadeia de abastecimento a novas pol\u00edticas destinadas a evitar as altera\u00e7\u00f5es clim\u00e1ticas ou os impactos negativos das altera\u00e7\u00f5es clim\u00e1ticas<\/li>\n<li>Proteger a cadeia de abastecimento do aumento dos custos associados ao carbono, tais como a energia \u201csujas\u201d<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Melhores condi\u00e7\u00f5es de compra (por exemplo, redu\u00e7\u00e3o do prazo de recebimento, melhorando o capital de giro para pequenas empresas)<\/li>\n<li>Acesso a financiamento preferencial de faturas (por exemplo, empr\u00e9stimo contra pedidos de compra pendentes para acessar fundos mais rapidamente)<\/li>\n<li>Aconselhamento e orienta\u00e7\u00e3o<\/li>\n<\/ul>\n<ul>\n<li>Melhores condi\u00e7\u00f5es de compra (por exemplo, redu\u00e7\u00e3o do prazo de recebimento, melhorando o capital de giro para pequenas empresas)<\/li>\n<li>Acesso a financiamento preferencial de faturas (por exemplo, empr\u00e9stimos contra pedidos de compra pendentes para acessar fundos mais rapidamente)<\/li>\n<li>Aconselhamento e orienta\u00e7\u00e3o<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Representante de compras<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/banks\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"47\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/banks-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tBancos\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Compromissos dos bancos em apoiar os clientes na redu\u00e7\u00e3o das emiss\u00f5es<\/li>\n<li>Reduzir o risco e a pegada de carbono dos empr\u00e9stimos banc\u00e1rios<\/li>\n<li>Fortalecer as rela\u00e7\u00f5es e gerar oportunidades de neg\u00f3cios<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Solu\u00e7\u00f5es de capital de giro, por exemplo, financiamento comercial<\/li>\n<li>Empr\u00e9stimos para investimentos que reduzem as emiss\u00f5es<\/li>\n<li>Calculadoras de emiss\u00f5es e consultoria<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Gerente de relacionamento<\/li>\n<li>Especialista setorial (por exemplo, transporte)<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/grants-and-other-government-support\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/grants-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tSubs\u00eddios e outras formas de apoio governamental\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Objetivos locais, nacionais e internacionais para a a\u00e7\u00e3o contra as mudan\u00e7as clim\u00e1ticas<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Subs\u00eddios para incentivar o investimento na redu\u00e7\u00e3o de emiss\u00f5es<\/li>\n<li>Empr\u00e9stimos com descontos concedidos por um banco de desenvolvimento, como o KfW<\/li>\n<li>Acesso a investidores ou outras fontes de financiamento dedicadas \u00e0 a\u00e7\u00e3o clim\u00e1tica<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Contador<\/li>\n<li>Funcion\u00e1rio da empresa do conselho local<\/li>\n<li>Prefeitura local<\/li>\n<li>Banco<\/li>\n<li>ONGs que oferecem apoio financeiro na sua regi\u00e3o<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/balance-sheet-and-investors\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/balanceSheets-investors-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tBalan\u00e7o patrimonial e investidores\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Redu\u00e7\u00e3o das despesas operacionais<\/li>\n<li>Melhoria do posicionamento comercial da empresa (por exemplo, incluindo o alinhamento com as pol\u00edticas de aquisi\u00e7\u00e3o relacionadas com o clima dos compradores)<\/li>\n<li>Objetivos clim\u00e1ticos dos investidores<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Autofinanciamento a partir do balan\u00e7o patrimonial (dinheiro, venda de ativos, etc.)<\/li>\n<li>Novo investimento de acionistas (capital pr\u00f3prio)<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Contador<\/li>\n<li>Acionistas atuais<\/li>\n<li>Potenciais investidores<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"button-wrapper\">\n\t\t\t\t\t\t<a class=\"button bigger\" download href=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/table.png\">Baixe o resumo da p\u00e1gina.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1320,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"class_list":["post-94366","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<title>Como se preparar para a conversa com potenciais fontes de apoio financeiro - SME Climate Hub<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smeclimatehub.org\/pt-br\/como-se-preparar-para-a-conversa-com-potenciais-fontes-de-apoio-financeiro\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Como se preparar para a conversa com potenciais fontes de apoio financeiro - SME Climate Hub\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smeclimatehub.org\/pt-br\/como-se-preparar-para-a-conversa-com-potenciais-fontes-de-apoio-financeiro\/\" \/>\n<meta property=\"og:site_name\" content=\"SME Climate Hub\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-10T13:34:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2024\/08\/Preview_four.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" 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