{"id":92998,"date":"2022-01-18T14:25:59","date_gmt":"2022-01-18T13:25:59","guid":{"rendered":"https:\/\/smeclimatehub.org\/historias-de-sucesso\/"},"modified":"2025-11-09T14:16:12","modified_gmt":"2025-11-09T13:16:12","slug":"historias-de-sucesso","status":"publish","type":"page","link":"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/","title":{"rendered":"Hist\u00f3rias de sucesso"},"content":{"rendered":"<section id=\"block-6487132c2f053\"  class=\"hero-section align-content-center bg-image default none\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t<div class=\"text\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<h1 class=\"wp-block-heading\">Hist\u00f3rias de sucesso<\/h1>\n\n<\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"transparent-link\" target=\"_self\" href=\"\/financial-support\/\">\n\t\t\t\t\t\t<span class=\"icon\">\n\t\t\t\t\t\t\t<svg width=\"20\" height=\"13\" viewBox=\"0 0 20 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t\t\t<path d=\"M19.0909 7.81876H3.10379L6.09737 11.1117C6.4524 11.5022 6.4524 12.1354 6.09737 12.5259C5.91986 12.7211 5.68719 12.8188 5.45452 12.8188C5.22186 12.8188 4.98919 12.7211 4.81173 12.5258L0.266273 7.52583C-0.088758 7.13536 -0.088758 6.50216 0.266273 6.11163L4.81173 1.11162C5.1667 0.721155 5.74234 0.721155 6.09737 1.11162C6.4524 1.50209 6.4524 2.13529 6.09737 2.52582L3.10379 5.81876H19.0909C19.593 5.81876 20 6.2665 20 6.81876C20 7.37103 19.593 7.81876 19.0909 7.81876Z\" fill=\"var(--sme-secondary-text-color)\" \/>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\tVoltar \u00e0 p\u00e1gina principal de Apoio Financeiro\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<ul class=\"logos\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"156\" height=\"82\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/SME-Climate-Hub-logo-white-new-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"220\" height=\"57\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Master-logo-lock-ups_CISL-BEI-2.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"60\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/bsr-logo-white-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-image\">\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1440\" height=\"420\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"eager\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1.png 1440w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-300x88.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-1024x299.png 1024w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1252-1-768x224.png 768w\" sizes=\"(max-width: 1440px) 100vw, 1440px\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"block-64da0286a6d26\" class=\"content-editor-section light-bg pt-full pb-half\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block \">\n\t\t\t<div class=\"text\">\n\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading has-text-align-center\">Abaixo, seguem exemplos de empresas que come\u00e7aram a investir em medidas para reduzir suas emiss\u00f5es.<\/h2>\n\n<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section id=\"block-648724fe4b040\"  class=\"text-attachment-section content-block light-bg white right-side image-attachment heading-center column pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tTACOFINO e VANCITY\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t<p class=\"subtitle\">\n\t\t\t\t\t\tServi\u00e7os de consultoria e empr\u00e9stimos\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>A Tacofino, uma rede de restaurantes com sede na Col\u00fambia Brit\u00e2nica, Canad\u00e1, buscava reduzir suas emiss\u00f5es ao abrir sua segunda unidade em Vancouver. Por meio da Vancity, a maior cooperativa de cr\u00e9dito do Canad\u00e1 e l\u00edder em financiamento sustent\u00e1vel, a Tacofino obteve um empr\u00e9stimo de $350.000 do programa Canada Small Business Financing Loan da cooperativa. O valor foi destinado a investir em equipamentos novos e mais eficientes, bem como na reforma do local. A Vancity tamb\u00e9m prestou servi\u00e7os de consultoria \u00e0 empresa, auxiliando-a em seus esfor\u00e7os para tornar suas opera\u00e7\u00f5es mais sustent\u00e1veis. Isso incluiu a apresenta\u00e7\u00e3o da Tacofino \u00e0 Recycling Alternative, empresa que ajuda outras companhias a reduzir as emiss\u00f5es de carbono provenientes de res\u00edduos org\u00e2nicos e combust\u00edvel de caminh\u00f5es.     <\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201cTemos uma parceria verdadeiramente hol\u00edstica com a Vancity, algo que nunca experimentei antes com uma institui\u00e7\u00e3o financeira. A Maureen tem sido fundamental para n\u00f3s na constru\u00e7\u00e3o da nossa comunidade de parceiros e fornecedores com ideias semelhantes.\u201d<\/p><cite>Servi\u00e7os de consultoria e empr\u00e9stimos<\/cite><\/blockquote><\/figure>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201cEm vez de fazer algo e esperar um retorno imediato, buscamos construir economias locais, fortes e verdes que beneficiem a todos.\u201d<\/p><cite>disse Maureen Cureton.<\/cite><\/blockquote><\/figure>\n\n\n\n<p>\u201cIsso s\u00f3 \u00e9 poss\u00edvel se as empresas trabalharem juntas. N\u00e3o d\u00e1 para competir com as grandes empresas e suas economias de escala sem trabalho coletivo. \u00c9 uma economia de relacionamento entre organiza\u00e7\u00f5es que compartilham valores e confiam umas nas outras. Como muitas delas j\u00e1 s\u00e3o clientes do Vancity, temos muitas oportunidades de criar conex\u00f5es que podem realmente fazer a diferen\u00e7a.\u201d<\/p>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"920\" height=\"390\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-4-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-4-1.png 920w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-4-1-300x127.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-4-1-768x326.png 768w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"block-64873092a897c\"  class=\"text-attachment-section content-block light-bg white right-side image-attachment heading-center column pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tTESCO e SANTANDER\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t<p class=\"subtitle\">\n\t\t\t\t\t\tFinanciamento da cadeia de suprimentos vinculado \u00e0 sustentabilidade\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Em um esfor\u00e7o para reduzir as emiss\u00f5es de gases de efeito estufa em toda a sua cadeia de valor, a Tesco lan\u00e7ou uma <a href=\"https:\/\/www.tescoplc.com\/news\/2021\/tesco-set-to-become-first-uk-retailer-to-offer-sustainability-linked-supply-chain-finance\/\">iniciativa de cadeia de suprimentos sustent\u00e1vel<\/a> para incentivar e apoiar seus fornecedores, oferecendo financiamento vinculado ao desempenho em sustentabilidade. A iniciativa se baseia na <a href=\"https:\/\/www.tescosuppliernetwork.com\/login\/index.php\">Rede de Fornecedores da Tesco<\/a> , que apoia mais de 10.000 fornecedores de diferentes setores para compartilhar as melhores pr\u00e1ticas. <\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201cNeste ano crucial para a a\u00e7\u00e3o clim\u00e1tica, estamos muito satisfeitos por poder oferecer a milhares de fornecedores acesso a financiamento da cadeia de suprimentos l\u00edder de mercado, vinculado \u00e0 sustentabilidade.\u201d<\/p><cite>Disse Ashwin Prasad, Diretor de Produtos da Tesco.<\/cite><\/blockquote><\/figure>\n\n\n\n<p>\u201cEste programa n\u00e3o s\u00f3 oferece aos fornecedores um incentivo real para definirem metas de redu\u00e7\u00e3o de emiss\u00f5es baseadas na ci\u00eancia, como tamb\u00e9m ajudar\u00e1 a incorporar objetivos de sustentabilidade em toda a nossa cadeia de abastecimento e apoiar\u00e1 o Reino Unido na concretiza\u00e7\u00e3o das suas metas de combate \u00e0s altera\u00e7\u00f5es clim\u00e1ticas.\u201d<\/p>\n\n\n\n<p>A Tesco tamb\u00e9m est\u00e1 em parceria com o <a href=\"https:\/\/www.worldwildlife.org\/\">Fundo Mundial para a Natureza (WWF)<\/a> para apoiar seus fornecedores no estabelecimento de metas de sustentabilidade. Os fornecedores participantes ter\u00e3o acesso a taxas de financiamento preferenciais do Santander. As taxas ser\u00e3o vinculadas \u00e0 divulga\u00e7\u00e3o de dados de carbono do fornecedor, \u00e0s metas de redu\u00e7\u00e3o de emiss\u00f5es e ao progresso em dire\u00e7\u00e3o ao alcance dessas metas. Esses incentivos financeiros s\u00e3o direcionados principalmente \u00e0s PMEs, para que elas possam aproveitar as taxas de financiamento aprimoradas do Santander para apoiar ainda mais seu desempenho ambiental. A Tesco se comprometeu a fornecer um conjunto de ferramentas online para apoiar os fornecedores, especialmente as PMEs, na inscri\u00e7\u00e3o e participa\u00e7\u00e3o no programa.   <\/p>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"920\" height=\"390\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-5-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-5-1.png 920w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-5-1-300x127.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-5-1-768x326.png 768w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"block-64873092a8b5b\"  class=\"text-attachment-section content-block light-bg white right-side image-attachment heading-center column pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tGUCCI e INTESA SANPAOLO\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Anualmente, a Gucci <a href=\"https:\/\/keringcorporate.dam.kering.com\/m\/123011b213f0bbf4\/original\/Rapport-Kering-Environmental-Profit-and-Loss-report-2020-EN-only.pdf\">publica<\/a> a pegada ambiental total de seus fornecedores. Em resposta aos desafios enfrentados por seus parceiros da cadeia de suprimentos no acesso a financiamento para promover a sustentabilidade em suas pr\u00f3prias opera\u00e7\u00f5es, a Gucci firmou <a href=\"https:\/\/group.intesasanpaolo.com\/content\/dam\/portalgroup\/repository-documenti\/newsroom\/comunicati-stampa-en\/2021\/07\/Press%20release_GUCCI%20AND%20INTESA%20SANPAOLO_FIRST%20AGREEMENT%20FOR%20THE%20SUSTAINABLE%20TRANSITION%20OF%20THE%20SUPPLY%20CHAIN.pdf\">uma parceria com<\/a> o banco italiano Intesa Sanpaolo. Juntos, eles apoiam pequenas e m\u00e9dias empresas (PMEs) na cadeia de suprimentos da Gucci, facilitando o acesso a empr\u00e9stimos com condi\u00e7\u00f5es favor\u00e1veis, desde que o fornecedor aprimore a sustentabilidade de suas opera\u00e7\u00f5es. Isso inclui melhores condi\u00e7\u00f5es de faturamento. A Gucci e o Intesa Sanpaolo alinharam essa iniciativa ao Plano Nacional de Recupera\u00e7\u00e3o e Resili\u00eancia (PNRR) do governo italiano, que prioriza a efici\u00eancia energ\u00e9tica, o transporte sustent\u00e1vel, as energias renov\u00e1veis, a circularidade e a igualdade de g\u00eanero.   <\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201cEste \u00e9 um passo importante porque somente juntos \u2014 setores p\u00fablico e privado, grandes empresas e PMEs \u2014 podemos alcan\u00e7ar os objetivos cruciais para a sociedade e para a It\u00e1lia, preconizados pelo Plano Nacional de Recupera\u00e7\u00e3o e Resili\u00eancia.\u201d<\/p><cite>Disse Ashwin Prasad, Diretor de Produtos da Tesco.<\/cite><\/blockquote><\/figure>\n\n\n\n<p>Desde o lan\u00e7amento desta iniciativa de financiamento, foram concedidos mais de 230 milh\u00f5es de euros em empr\u00e9stimos a mais de 150 fornecedores de pequenas e m\u00e9dias empresas (PMEs).<\/p>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"920\" height=\"390\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-6-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-6-1.png 920w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-6-1-300x127.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-6-1-768x326.png 768w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"block-64873092a8be2\"  class=\"text-attachment-section content-block light-bg white right-side image-attachment heading-center column pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tMcCORMICK, CITI E CORPORA\u00c7\u00c3O FINANCEIRA INTERNACIONAL\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t<p class=\"subtitle\">\n\t\t\t\t\t\tFinanciamento da cadeia de suprimentos vinculado \u00e0 sustentabilidade\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Em agosto de 2021, a multinacional americana de alimentos McCormick &amp; Company anunciou uma parceria com a International Finance Corporation (IFC) e o Citi para oferecer incentivos financeiros aos seus fornecedores, vinculados a melhorias em sustentabilidade. A iniciativa oferece taxas reduzidas em capital de giro de curto prazo para fornecedores que atendam aos <a href=\"https:\/\/www.mccormickcorporation.com\/en\/responsibility\/purpose-led-performance\/grown-for-good\">padr\u00f5es de sustentabilidade<\/a> da McCormick. Esses padr\u00f5es abrangem quest\u00f5es como condi\u00e7\u00f5es de trabalho, impacto ambiental, gest\u00e3o de cultivos e empoderamento feminino. Quanto maior o n\u00edvel de desempenho do fornecedor no atendimento a esses padr\u00f5es, maior ser\u00e1 a economia.   <\/p>\n\n\n\n<p>\u201cPromover neg\u00f3cios sustent\u00e1veis come\u00e7a com incentivos claros\u201d, disse Rana Karadsheh, Diretora de Manufatura, Agroneg\u00f3cio e Servi\u00e7os da IFC para a \u00c1sia e o Pac\u00edfico. \u201c\u00c9 por isso que temos orgulho de apoiar as metas de sustentabilidade da McCormick e de contribuir para as metas de sustentabilidade da IFC, trabalhando em conjunto para aprimorar a oferta de financiamento comercial da IFC. Essas iniciativas ajudam a tornar os neg\u00f3cios sustent\u00e1veis bons neg\u00f3cios para os participantes dos mercados emergentes.\u201d <\/p>\n\n\n\n<p>A parceria faz parte do programa Global Trade Supplier Finance (GTSF) da IFC, um programa de investimento e consultoria em m\u00faltiplas moedas, com um or\u00e7amento de US$ 500 milh\u00f5es, criado em 2010. O GTSF oferece financiamento de curto prazo a pequenos e m\u00e9dios fornecedores em mercados emergentes que vendem para grandes compradores dom\u00e9sticos ou exportam para compradores internacionais, por meio do desconto de faturas ap\u00f3s a aprova\u00e7\u00e3o do comprador. As taxas de financiamento podem ser vinculadas a medidas de sustentabilidade para minimizar os impactos ambientais e promover pr\u00e1ticas agr\u00edcolas resilientes \u00e0s mudan\u00e7as clim\u00e1ticas, ao mesmo tempo que conectam pequenos agricultores aos mercados globais.  <\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201cRecompensar nossos fornecedores para incentivar o desempenho em sustentabilidade nos permite acelerar ainda mais nossa jornada rumo ao cumprimento de nossos compromissos de fornecimento orientados por prop\u00f3sito.\u201d<\/p><cite>disse Donald Pratt, comprador-chefe de especiarias e diretor administrativo da McCormick Global Ingredients Limited.<\/cite><\/blockquote><\/figure>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"920\" height=\"390\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-7-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-7-1.png 920w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-7-1-300x127.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-7-1-768x326.png 768w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"block-64873092a8c54\"  class=\"text-attachment-section content-block light-bg white right-side image-attachment heading-center column pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tBESTCOAT e OVERSEA-CHINESE BANKING CORPORATION (OCBC)\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t<p class=\"subtitle\">\n\t\t\t\t\t\tEmpr\u00e9stimo verde\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>Pouco tempo depois de Ang Sim Tat fundar a Bestcoat, empresa que cria produtos impermeabilizantes, a companhia sediada em Singapura passou por um evento traum\u00e1tico, que impulsionou sua jornada rumo \u00e0 sustentabilidade.<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201cOs produtos qu\u00edmicos que us\u00e1vamos naquela \u00e9poca emitiam vapores com uma tonalidade esverdeada quando queimados. Um dos nossos funcion\u00e1rios chegou a desmaiar por causa disso. Imediatamente come\u00e7amos a buscar alternativas para garantir a seguran\u00e7a dos nossos colaboradores. Esse incidente tamb\u00e9m me fez refletir sobre o quanto esses vapores devem ser prejudiciais \u00e0 camada de oz\u00f4nio. Isso motivou nossa equipe a procurar produtos melhores. Hoje, mais de 90% dos produtos que utilizamos s\u00e3o ecologicamente corretos e tamb\u00e9m melhores para os nossos funcion\u00e1rios.\u201d<\/p><cite>disse o Sr. Ang Sim Tat.<\/cite><\/blockquote><\/figure>\n\n\n\n<p>Quando chegou a hora de expandir suas opera\u00e7\u00f5es e instala\u00e7\u00f5es, a Bestcoat quis garantir que isso fosse feito da forma mais sustent\u00e1vel poss\u00edvel, algo tamb\u00e9m importante para seus clientes. Para isso, conseguiu obter um empr\u00e9stimo verde por meio do <a href=\"https:\/\/www.ocbc.com\/business-banking\/smes\/loans\/sustainable-financing?pid=loans:SustainableFinancing:AlwaysOn:Acquisition:Mar:2021:internal:article:Bestcoat:\">programa de Financiamento Sustent\u00e1vel para PMEs do OCBC<\/a> . <\/p>\n\n\n\n<p>\u201cNosso cliente tem certos requisitos no que diz respeito aos materiais e processos utilizados para executar este projeto. Sustentabilidade e meio ambiente s\u00e3o importantes para eles. Nossa capacidade de obter um empr\u00e9stimo verde nos permitiu oferecer essa garantia\u201d, disse o Sr. Ang Sim Tat.<\/p>\n\n\n\n<p>Ao utilizar um empr\u00e9stimo verde, a Bestcoat conseguiu n\u00e3o s\u00f3 garantir o financiamento necess\u00e1rio, como tamb\u00e9m assegurar aos seus clientes as suas credenciais ecol\u00f3gicas. Os empr\u00e9stimos verdes financiam projetos &#8220;verdes&#8221;, como energias renov\u00e1veis, edif\u00edcios sustent\u00e1veis, controlo da polui\u00e7\u00e3o, economia circular e similares. Embora estes empr\u00e9stimos frequentemente incluam verifica\u00e7\u00f5es e etapas adicionais, a obten\u00e7\u00e3o de um empr\u00e9stimo verde significa que a credibilidade dos compromissos de sustentabilidade do mutu\u00e1rio foi comprovada.  <\/p>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"920\" height=\"390\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-8-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-8-1.png 920w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-8-1-300x127.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-8-1-768x326.png 768w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"block-64873092a8d0e\"  class=\"text-attachment-section content-block light-bg white right-side image-attachment heading-center column pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tGRUPO V e BNP PARIBAS\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t<p class=\"subtitle\">\n\t\t\t\t\t\tEmpr\u00e9stimo verde\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>O Grupo V tem mais de 100 anos e ainda \u00e9 gerido pela fam\u00edlia que o fundou. A empresa especializa-se no transporte de alimentos l\u00edquidos \u2013 vinho, leite e derivados, sumos, bebidas alco\u00f3licas, glicose, \u00f3leo e chocolate. Recentemente, o Grupo V deu passos importantes na melhoria da qualidade do seu programa de seguran\u00e7a alimentar para garantir menos desperd\u00edcio alimentar, especialmente na \u00e1rea especializada de produtos biol\u00f3gicos.  <\/p>\n\n\n\n<p>A empresa tamb\u00e9m tinha como objetivo alcan\u00e7ar redu\u00e7\u00f5es significativas de GEE (Gases de Efeito Estufa) \u2013 a maioria das quais concentradas em sua frota \u2013 por meio da convers\u00e3o para ve\u00edculos com emiss\u00e3o zero direta. Pouco antes disso, o BNP Paribas adaptou seus produtos e servi\u00e7os banc\u00e1rios \u00e0s prioridades da <g id=\"gid_0\">Taxonomia da UE<\/g> , que incentiva o investimento em atividades sustent\u00e1veis. Consequentemente, o Grupo V conseguiu obter um instrumento preferencial (empr\u00e9stimo verde) com condi\u00e7\u00f5es mais favor\u00e1veis por meio do BNP Paribas, alinhando seus objetivos aos da Taxonomia da UE em sua <a href=\"https:\/\/www.unepfi.org\/wordpress\/wp-content\/uploads\/2021\/01\/Banking-Taxonomy-BNP-Paribas-Case-Study-SME.pdf\">solicita\u00e7\u00e3o<\/a> .  <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Aumentar o n\u00famero de ve\u00edculos com baixas ou zero emiss\u00f5es e melhorar a efici\u00eancia dos ve\u00edculos.<\/li>\n\n\n\n<li>Aumento da substitui\u00e7\u00e3o de combust\u00edveis f\u00f3sseis por combust\u00edveis alternativos sustent\u00e1veis e com emiss\u00e3o zero de carbono.<\/li>\n<\/ul>\n\n\n\n<p>Desde que recebeu o empr\u00e9stimo, o Grupo V utilizou 40% do valor em caminh\u00f5es para transporte de bioetanol e 50% em semirreboques para o mesmo fim.<\/p>\n\n\n\n<p>Al\u00e9m de modernizar sua frota, o Grupo V implementou uma forte abordagem ambiental em todas as suas opera\u00e7\u00f5es, incluindo o monitoramento rigoroso do consumo de combust\u00edvel, a escolha de pneus sustent\u00e1veis, o treinamento de seus motoristas em dire\u00e7\u00e3o ecol\u00f3gica, a otimiza\u00e7\u00e3o de viagens por meio de geolocaliza\u00e7\u00e3o e o desenvolvimento de uma alternativa de transporte ao rodovi\u00e1rio, como cont\u00eaineres-tanque utilizando a transfer\u00eancia modal rodovi\u00e1rio-ferrovi\u00e1ria.<\/p>\n\n\n\n<p>O Grupo V espera que essas mudan\u00e7as o ajudem a acompanhar as regulamenta\u00e7\u00f5es de sustentabilidade da UE, bem como a contribuir significativamente para o alcance das metas clim\u00e1ticas e energ\u00e9ticas da UE para 2030.<\/p>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"920\" height=\"390\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-9-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-9-1.png 920w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-9-1-300x127.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-9-1-768x326.png 768w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"block-64873092a8df0\"  class=\"text-attachment-section content-block light-bg white right-side image-attachment heading-center column pt-half pb-half bigger-image\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tBAR ONE CLOTHING \/ ZERO WASTE SCOTLAND\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t<p class=\"subtitle\">\n\t\t\t\t\t\tSubven\u00e7\u00f5es e empr\u00e9stimos verdes\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t<div class=\"content\">\n\t\t\t\t<div class=\"text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"acf-innerblocks-container\">\n\n<p>A Bar One Clothing foi fundada em 1982 como atacadista de vestu\u00e1rio. Desde ent\u00e3o, expandiu suas opera\u00e7\u00f5es para empregar 30 pessoas e se especializou al\u00e9m do atacado, atuando tamb\u00e9m em serigrafia, bordado, transfer\u00eancias e acabamento de pe\u00e7as de vestu\u00e1rio. Hoje, a Bar One conta com clientes como Sony, Disney, BBC e muitos outros.  <\/p>\n\n\n\n<p>Ao longo dos \u00faltimos 32 anos, o desempenho ambiental e a sustentabilidade tornaram-se cada vez mais importantes para os consumidores, prioridades que a Bar One tem demonstrado grande interesse em atender. A Bar One j\u00e1 oferecia uma gama de produtos org\u00e2nicos e de com\u00e9rcio justo em resposta \u00e0s exig\u00eancias de seus clientes. A empresa passou a se interessar ainda mais por suas pr\u00f3prias opera\u00e7\u00f5es: a efici\u00eancia energ\u00e9tica de suas instala\u00e7\u00f5es de 45 anos na Esc\u00f3cia, que incluem recep\u00e7\u00e3o, \u00e1rea de produ\u00e7\u00e3o, escrit\u00f3rios e armaz\u00e9m.  <\/p>\n\n\n\n<p>Como uma empresa escocesa que se enquadra na defini\u00e7\u00e3o de PME da UE, a Bar One contatou o Governo Escoc\u00eas a respeito do programa <a href=\"https:\/\/businessenergyscotland.org\/smeloan\/\">Zero Waste Scotland<\/a> . O programa oferece subs\u00eddios de reembolso de at\u00e9 \u00a320.000, bem como empr\u00e9stimos de at\u00e9 \u00a3100.000 para ajudar as PMEs a financiar solu\u00e7\u00f5es de redu\u00e7\u00e3o de energia e carbono. <\/p>\n\n\n\n<p>Em colabora\u00e7\u00e3o com consultores do programa, a Bar One identificou diversas oportunidades de redu\u00e7\u00e3o de energia e carbono em suas opera\u00e7\u00f5es, incluindo a instala\u00e7\u00e3o de ilumina\u00e7\u00e3o LED de baixo consumo, um quadro de distribui\u00e7\u00e3o de baixa tens\u00e3o, sensores de presen\u00e7a para controlar a ilumina\u00e7\u00e3o e a instala\u00e7\u00e3o de cortinas de borracha para vedar os espa\u00e7os com mais efici\u00eancia, eliminando a necessidade de aquecedores el\u00e9tricos.<\/p>\n\n\n\n<p>A Bar One obteve um empr\u00e9stimo sem juros para PMEs atrav\u00e9s do programa Zero Waste Scotland, permitindo que a empresa implementasse essas recomenda\u00e7\u00f5es. Juntas, as recomenda\u00e7\u00f5es custariam \u00a313.500 para serem implementadas e economizariam \u00a31.900 por ano nas contas de energia da empresa, al\u00e9m de reduzir as emiss\u00f5es de gases de efeito estufa em cerca de 9,5 toneladas. <\/p>\n\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"attachment\">\n\t\t\t\t\t<img decoding=\"async\" width=\"920\" height=\"390\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-10-1.png\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-10-1.png 920w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-10-1-300x127.png 300w, https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/Rectangle-1289-10-1-768x326.png 768w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"block-64873092a9019\"  class=\"financial-support-section content-block light-bg white heading-center pt-half pb-half\">\n\t<div class=\"container\">\n\t\t<div class=\"content\">\n\t\t\t<div class=\"heading\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\t\tOutras fontes de apoio financeiro\t\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"acf-innerblocks-container\">\n\t<div id=\"block-64873092a91aa\"  class=\"blocks\">\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"45\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/customers-buyers-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tClientes (compradores)\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"\/customers-buyers\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"47\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/banks-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tBancos\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"\/banks\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/grants-1-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tSubven\u00e7\u00f5es e outros tipos de apoio governamental\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"\/grants-and-other-government-support\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<div class=\"block\">\n\t\t\t\t<div class=\"inner content-block\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/balanceSheets-investors-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"title\">\n\t\t\t\t\t\t\tBalan\u00e7o patrimonial e investidores\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"link\" target=\"_self\" href=\"\/balance-sheet-and-investors\/\">\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section id=\"block-646dd71e01d2b\"  data-target=\"financial_table\" class=\"financial-support-table-section content-block white light-bg heading-center pt-full pb-full\">\n\t<div class=\"container\">\n\t\t<div class=\"content-block\">\n\t\t\t\t\t\t\t<h2 class=\"title-section\">\n\t\t\t\t\tPotential sources of financial support \u2013 summary table\t\t\t\t<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"table-wrapper custom-scroll\">\n\t\t\t\t\t<div class=\"table\">\n\t\t\t\t\t\t<table data-target=\"table\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tParte interessada\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tMotiva\u00e7\u00e3o para fornecer apoio financeiro\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tExemplos de apoio financeiro que pode estar dispon\u00edvel\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t\t\t\tExemplos de pessoas com quem voc\u00ea pode falar para saber se h\u00e1 suporte dispon\u00edvel\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/customers-buyers\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"45\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/customers-buyers-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tClientes (compradores)\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Compromissos clim\u00e1ticos por parte das empresas que incluem a redu\u00e7\u00e3o das emiss\u00f5es da sua cadeia de abastecimento<\/li>\n<li>Melhorar a resili\u00eancia da sua cadeia de abastecimento a novas pol\u00edticas destinadas a evitar as altera\u00e7\u00f5es clim\u00e1ticas ou os impactos negativos das altera\u00e7\u00f5es clim\u00e1ticas<\/li>\n<li>Proteger a cadeia de abastecimento do aumento dos custos associados ao carbono, tais como a energia \u201csujas\u201d<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Melhores condi\u00e7\u00f5es de compra (por exemplo, redu\u00e7\u00e3o do prazo de recebimento, melhorando o capital de giro para pequenas empresas)<\/li>\n<li>Acesso a financiamento preferencial de faturas (por exemplo, empr\u00e9stimo contra pedidos de compra pendentes para obter fundos mais rapidamente)<\/li>\n<li>Aconselhamento e orienta\u00e7\u00e3o<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Representante de compras<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/banks\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"47\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/banks-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tBancos\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Compromissos dos bancos em apoiar os clientes na redu\u00e7\u00e3o das emiss\u00f5es<\/li>\n<li>Reduzir o risco e a pegada de carbono dos empr\u00e9stimos banc\u00e1rios<\/li>\n<li>Fortalecer as rela\u00e7\u00f5es e gerar oportunidades de neg\u00f3cios<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Solu\u00e7\u00f5es de capital de giro, por exemplo, financiamento comercial<\/li>\n<li>Empr\u00e9stimos para investimentos que reduzem as emiss\u00f5es<\/li>\n<li>Calculadoras de emiss\u00f5es e consultoria<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Gerente de relacionamento<\/li>\n<li>Especialista setorial (por exemplo, transporte)<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/grants-and-other-government-support\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/grants-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tGrants and other forms of government support\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Objetivos locais, nacionais e internacionais para a a\u00e7\u00e3o contra as mudan\u00e7as clim\u00e1ticas<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Subs\u00eddios para incentivar o investimento na redu\u00e7\u00e3o de emiss\u00f5es<\/li>\n<li>Empr\u00e9stimos com descontos concedidos por um banco de desenvolvimento, como o KfW<\/li>\n<li>Acesso a investidores ou outras fontes de financiamento dedicadas \u00e0 a\u00e7\u00e3o clim\u00e1tica<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Contador<\/li>\n<li>Funcion\u00e1rio da empresa do conselho local<\/li>\n<li>Prefeitura local<\/li>\n<li>Banco<\/li>\n<li>ONGs que oferecem apoio financeiro na sua regi\u00e3o<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<tr  data-link=\"https:\/\/smeclimatehub.org\/pt-br\/balance-sheet-and-investors\/\" data-target=\"pseudo_link\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"48\" height=\"47\" src=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/balanceSheets-investors-1.svg\" class=\"attachment-full size-full\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tBalance sheet and investors\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Redu\u00e7\u00e3o das despesas operacionais<\/li>\n<li>Melhoria do posicionamento comercial da empresa (por exemplo, incluindo o alinhamento com as pol\u00edticas de aquisi\u00e7\u00e3o relacionadas com o clima dos compradores)<\/li>\n<li>Objetivos clim\u00e1ticos dos investidores<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Autofinanciamento a partir do balan\u00e7o patrimonial (dinheiro, venda de ativos, etc.)<\/li>\n<li>Novo investimento de acionistas (capital pr\u00f3prio)<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Contador<\/li>\n<li>Acionistas atuais<\/li>\n<li>Potenciais investidores<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"button-wrapper\">\n\t\t\t\t\t\t<a class=\"button bigger\" download href=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2023\/10\/table.png\">Baixe o resumo da p\u00e1gina.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10027,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"class_list":["post-92998","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<title>Hist\u00f3rias de sucesso - SME Climate Hub<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hist\u00f3rias de sucesso - SME Climate Hub\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/\" \/>\n<meta property=\"og:site_name\" content=\"SME Climate Hub\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-09T13:16:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2024\/08\/Preview_four.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1124\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/\",\"url\":\"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/\",\"name\":\"Hist\u00f3rias de sucesso - SME Climate Hub\",\"isPartOf\":{\"@id\":\"https:\/\/businessclimatehub.org\/es\/#website\"},\"datePublished\":\"2022-01-18T13:25:59+00:00\",\"dateModified\":\"2025-11-09T13:16:12+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/smeclimatehub.org\/pt-br\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Hist\u00f3rias de sucesso\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/businessclimatehub.org\/es\/#website\",\"url\":\"https:\/\/businessclimatehub.org\/es\/\",\"name\":\"SME Climate hub\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/businessclimatehub.org\/es\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/businessclimatehub.org\/es\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/businessclimatehub.org\/es\/#organization\",\"name\":\"SME Climate hub\",\"url\":\"https:\/\/businessclimatehub.org\/es\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/businessclimatehub.org\/es\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2025\/03\/smeLogo-1.png\",\"contentUrl\":\"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2025\/03\/smeLogo-1.png\",\"width\":465,\"height\":245,\"caption\":\"SME Climate hub\"},\"image\":{\"@id\":\"https:\/\/businessclimatehub.org\/es\/#\/schema\/logo\/image\/\"}}]}<\/script>","yoast_head_json":{"title":"Hist\u00f3rias de sucesso - SME Climate Hub","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/","og_locale":"pt_BR","og_type":"article","og_title":"Hist\u00f3rias de sucesso - SME Climate Hub","og_url":"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/","og_site_name":"SME Climate Hub","article_modified_time":"2025-11-09T13:16:12+00:00","og_image":[{"width":2000,"height":1124,"url":"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2024\/08\/Preview_four.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"8 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/","url":"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/","name":"Hist\u00f3rias de sucesso - SME Climate Hub","isPartOf":{"@id":"https:\/\/businessclimatehub.org\/es\/#website"},"datePublished":"2022-01-18T13:25:59+00:00","dateModified":"2025-11-09T13:16:12+00:00","breadcrumb":{"@id":"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/smeclimatehub.org\/pt-br\/historias-de-sucesso\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/smeclimatehub.org\/pt-br\/"},{"@type":"ListItem","position":2,"name":"Hist\u00f3rias de sucesso"}]},{"@type":"WebSite","@id":"https:\/\/businessclimatehub.org\/es\/#website","url":"https:\/\/businessclimatehub.org\/es\/","name":"SME Climate hub","description":"","publisher":{"@id":"https:\/\/businessclimatehub.org\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/businessclimatehub.org\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/businessclimatehub.org\/es\/#organization","name":"SME Climate hub","url":"https:\/\/businessclimatehub.org\/es\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/businessclimatehub.org\/es\/#\/schema\/logo\/image\/","url":"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2025\/03\/smeLogo-1.png","contentUrl":"https:\/\/smeclimatehub.org\/wp-content\/uploads\/2025\/03\/smeLogo-1.png","width":465,"height":245,"caption":"SME Climate hub"},"image":{"@id":"https:\/\/businessclimatehub.org\/es\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/smeclimatehub.org\/pt-br\/wp-json\/wp\/v2\/pages\/92998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smeclimatehub.org\/pt-br\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smeclimatehub.org\/pt-br\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smeclimatehub.org\/pt-br\/wp-json\/wp\/v2\/users\/10027"}],"replies":[{"embeddable":true,"href":"https:\/\/smeclimatehub.org\/pt-br\/wp-json\/wp\/v2\/comments?post=92998"}],"version-history":[{"count":0,"href":"https:\/\/smeclimatehub.org\/pt-br\/wp-json\/wp\/v2\/pages\/92998\/revisions"}],"wp:attachment":[{"href":"https:\/\/smeclimatehub.org\/pt-br\/wp-json\/wp\/v2\/media?parent=92998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}